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Commercial property landlords 'offering rent-free periods'... read more
Commercial property landlords 'offering rent-free periods'

A growing number of commercial landlords are offering tenants a rent-free period in a bid to boost headline prices, one expert has suggested.

Hay fever 'can be dangerous for motorists'... read more
Hay fever 'can be dangerous for motorists'

Commercial motor insurance customers could be putting themselves at risk of being involved in a road traffic accident by getting behind the wheel of their vehicle during the summer months if they suffer from hay fever.

Good communication is 'key' for landlords... read more
Good communication is 'key' for landlords

Landlords leasing out properties to individuals in the residential and commercial sectors should ensure they maintain a good relationship with their clients, while making themselves approachable should a tenant come under any financial stress.

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Landlords Legal Protection

Additional Protection

All the extra protection you need at a competitive price

When you arrange Landlords Insurance through Swinton Commercial, you can add on extra cover to protect your property interests and deal with expensive payouts that would otherwise be unavoidable.

Landlords Legal Protection & Rent Guarantee Landlords Legal Protection covers you for:

  • £75,000 of legal expenses cover
  • Tenant Eviction*
  • Non-tenancy property infringement – e.g. nuisance or trespass
  • Criminal Prosecution Defence arising from ownership of the property insured
  • Tax disputes that come from business full enquiries or business aspect enquiries**
Add on Rent Guarantee for cover against:

  • Residential Tenancy Agreement – up to £15,000#
  • Non- Residential Tenancy Agreement- up to £5,000#
Policy terms and conditions apply to all of the above.
Landlords Home Emergency Protection

This product is specifically designed to protect commercial and residential property owners against unexpected emergencies, e.g. burst pipes, flooding, boiler breakdowns##, heating failure and electrical failures.

  • Up to £750 for labour, callout charges, parts and repairs
  • Up to £100 cover for tenants’ overnight accommodation†
  • 12 month guarantee on all permanent repairs
  • 24 hour emergency helpline
Policy terms and conditions apply to all of the above.
For more information or to arrange cover, speak to your Swinton Commercial team today
Landlords Legal Protection and Rent Guarantee is underwritten by Inter Partner Assistance.
Landlords Home Emergency Protection is underwritten by Inter Partner Assistance.

*A £1000 excess applies to non- residential tenancy claims. A £500 excess applies to some residential tenancy claims.
**A £2000 limit applies to aspect enquiry claims.
# An excess of one month’s rent or the deposit where it is more for both residential and non-residential claims applies. For residential claims the excess is increased to two months’ rent in some circumstances.
## Boilers must have been inspected or serviced by a qualified person within the preceding 12 months and must be under 15 years old for cover to apply.
† In the event of the property becoming uninhabitable and remaining so overnight, the policy will provide, at your request up to £100 including VAT in total for the tenants’ overnight accommodation and/or transport to such accommodation.

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